TERMS OF USE AND CONDITIONS

1. TERMS OF USE AND CONDITIONS

Welcome to Digital Growth Hub Negócios Digitais LTDA, operated by Cami Massa (“Company,” “we,” “our,” or “us”). By accessing and using our website camimassa.com, digital products, and services, you agree to comply with the following Terms and Conditions.

1. Use of Website and Services

1.1. You must be at least 18 years old to use our services.

1.2. You agree not to misuse our content, copy, resell, or distribute it without authorization.

1.3. We reserve the right to refuse service to anyone, for any reason, at any time.

2. Digital Products and Master Resell Rights (MRR)

2.1. Our digital products may include MRR (Master Resell Rights), allowing buyers to resell them with 100% profit.

2.2. Redistribution of our digital products outside the agreed MRR terms is strictly prohibited.

2.3. We do not guarantee earnings, as individual results vary depending on effort, skills, and market conditions.

3. Payment and Refund Policy

3.1. All payments are final, and we do not offer refunds due to the digital nature of our products.

3.2. Chargebacks or payment disputes may result in account suspension or legal action.

4. Intellectual Property Rights

4.1. All content, including but not limited to text, graphics, videos, and course materials, remains the intellectual property of Digital Growth Hub Negócios Digitais LTDA.

4.2. Unauthorized reproduction, distribution, or modification is strictly prohibited.

5. Disclaimer and Limitation of Liability

5.1. We do not provide financial, legal, or tax advice. Any income examples are for illustrative purposes only.

5.2. We shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our website, products, or services.

6. Intellectual Property

6.1.All content from camimassa.com is protected by intellectual property laws.

7. Modifications

7.1. We reserve the right to update these Terms at any time.

8. Governing Law

These Terms shall be governed by Brazilian law.

9. Contact

DIGITAL GROWTH HUB NEGOCIOS DIGITAIS LTDA
CNPJ: 61.564.551/0001-72
Support: support@camimassa.com
Instagram: @camimassaig
Telephone: +1 (332) 231-7946
Business Address: Rodovia José Carlos Daux, nº 5500, Room 211, Block Campeche A, Saco Grande District, ZIP Code 88032-005, Florianópolis – SC, Brazil

2. PRIVACY POLICY

Digital Growth Hub Negócios Digitais LTDA, operated by Cami Massa, values your privacy. This policy explains how we collect, use, and protect your personal data when you access our website camimassa.com, purchase our digital products, or use our services.

1. Information We Collect

1.1. Personal data you provide when making a purchase, subscribing to newsletters, or contacting us (name, email, payment details, etc.).

1.2. Automatically collected data (IP address, cookies, analytics, and browsing data).

2. How We Use Your Information

2.1. To process transactions, provide customer support, and improve our services.

2.2. To send promotional emails (you may opt out at any time).

3. Data Security

3.1. We implement security measures to protect your information, but we cannot guarantee absolute protection against unauthorized access.

3.2. We do not sell, trade, or rent your personal information to third parties.

4. Cookies

4.1. Our website may use cookies to enhance your experience, analyze traffic, and monitor interactions.

5. Third-Party Services

5.1. We may use third-party services for payments, analytics, and advertising. These providers have their own privacy policies, independent from ours.

6. Your Rights

6.1. You may request access to, update, or deletion of your personal data by contacting us at support@camimassa.com

📌 Note: By purchasing from camimassa.com, you acknowledge that you have read, understood, and agreed to our Terms of Use, Privacy Policy, and Refund Policy, as well as the refund policies of the selected payment gateway.

7. Contact

DIGITAL GROWTH HUB NEGOCIOS DIGITAIS LTDA
CNPJ: 61.564.551/0001-72
Support: support@camimassa.com
Instagram: @camimassaig
Telephone: +1 (332) 231-7946
Business Address: Rodovia José Carlos Daux, nº 5500, Room 211, Block Campeche A, Saco Grande District, ZIP Code 88032-005, Florianópolis – SC, Brazil.

DISCLAIMER

Digital Growth Hub Negócios Digitais LTDA, operated by Cami Massa, provides educational content and digital marketing tools. By using our website camimassa.com and purchasing our products, you acknowledge and agree to the following:

1. Earnings and Results Disclaimer

1.1. We do not guarantee any specific financial results.

1.2. Any testimonials, case studies, or income statements are for illustrative purposes only and do not guarantee success.

2. No Professional Advice

2.1. Our content does not constitute legal, financial, accounting, or tax advice.

2.2. You should consult qualified professionals before making financial or business decisions.

3. Limitation of Liability

3.1. We are not responsible for how you use our products, content, or services.

3.2. Success depends solely on individual factors such as dedication, effort, and the strategies applied

3. REFUND POLICY

Due to the digital nature of our products, all sales are final and we do not offer refunds. By purchasing from Digital Growth Hub Negócios Digitais LTDA, operated by Cami Massa, you agree to the following terms:

1. No Refund Policy

1.1. Since our digital products provide instant access, we do not issue refunds once the purchase is confirmed.

1.2. If you experience technical issues with access or downloads, please contact our support team at support@camimassa.com so we can assist you.

2. Chargebacks and Disputes

2.1. Filing a chargeback with your bank or credit card provider may result in immediate suspension of access to the product and, if necessary, legal action to recover damages.

2.2. We strongly encourage you to contact us first before opening any dispute, so we can quickly resolve the matter.

3. Specific Notes

Note: By purchasing from camimassa.com, you acknowledge that you have read, understood, and agreed to our Terms of Use, Privacy Policy, and Refund Policy, as well as the refund policies of the selected payment gateway.

4. Contact

DIGITAL GROWTH HUB NEGOCIOS DIGITAIS LTDA
CNPJ: 61.564.551/0001-72
Support: support@camimassa.com
Instagram: @camimassaig
Telephone: +1 (332) 231-7946
Business Address: Rodovia José Carlos Daux, nº 5500, Room 211, Block Campeche A, Saco Grande District, ZIP Code 88032-005, Florianópolis – SC, Brazil.