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DISCLAIMER/REFUND POLICY

By using our website and purchasing our products, you acknowledge and agree to the following:

1. Earnings and Results Disclaimer

1.1. We do not guarantee any specific financial results.

1.2. Any testimonials or income claims are for illustrative purposes only and do not guarantee success.

2. No Professional Advice

2.1. Our content does not constitute legal, financial, or tax advice.

2.2. You should consult a professional before making any financial decisions.

3. Liability Disclaimer

3.1. We are not responsible for how you use our products and services.

PRIVACY POLICY

1. Use of the Site and Services

1.1. You must be at least 18 years old to use our services.

1.2. You agree not to misuse our content, copy it, resell it or distribute it without permission.

1.3. We reserve the right to refuse service to anyone for any reason at any time.

2. Digital Products and Master Resale Rights (MRR)

2.1. Our digital products may include MRR, allowing buyers to resell them for 100% profit.

2.2. Redistribution of our digital products outside of the agreed MRR terms is strictly prohibited.

2.3. We do not guarantee earnings, as individual results will vary depending on effort, skill and market conditions.

3. Payment and Refund Policy

3.1. All payments are final and we do not offer refunds due to the nature of digital products.

3.2. Chargebacks or payment disputes may result in account suspension or legal action.

4. Intellectual Property Rights

4.1. All content, including but not limited to text, graphics, and course materials, remains the intellectual property of CJ Digital Business LLC.

4.2 . Unauthorized reproduction, distribution, or modification is strictly prohibited.

5. Disclaimer and Limitation of Liability.

5.1. We do not provide financial, legal, or tax advice. Any earnings examples are for illustrative purposes only.

5.2. We are not liable for any direct, indirect, incidental, or consequential damages arising from the use of our website, products, or services.

6. Governing Law

6.1. These terms are governed by the laws of the State of [Insert State], United States.

6.2. Any disputes will be resolved through binding arbitration in [Insert City, State].

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